Snap Finance
Snap has your back with approval amounts that range from $300 – $5,000. Get what you need when you need it – without paying for it all upfront. Depending on where you live you may be required to make an initial payment at the time of transaction. Convenient payment plans offer an easy, stress-free experience.
Snap offers lease-to-own financing. Apply Now
Affirm
To apply, you must meet these eligibility requirements: be a resident of the U.S. (including U.S. territories), be at least 18 years old, have a social security number, and have a phone number that receives SMS.
Creating an Affirm account and checking your purchasing power will not impact your credit score. If you decide to buy with Affirm, these things may impact your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you’ve used, and how long you’ve had credit.
Please note Affirm Customers: Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and a down payment may be required.
Klarna
Your first payment is due one month after the store processes your order and then monthly thereafter on the same date each month until your statement is fully paid.
You can view your payment plan and upcoming payments directly in the app.
Good to know:
Read our Terms & Conditions for more detailed information about Pay over time and the Annual Percentage Rate (APR).
Our Pay over time products are issued by WebBank (member FDIC) in partnership with Klarna.
Pay in 4 with PayPal
PayPal is highly secure financial service, backed with some of the best end-to-end encryption available. You should also make sure to enable two factor authentication, & delete any unused bank account & email addresses. Even with all this security, remember that no online service is immune to hacking or theft.
Pay in 4 is available to use at millions of online merchant sites where PayPal is accepted. Transactions can be made in all currencies that PayPal supports, not just USD. For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before you apply for Pay in 4.
When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later.
Pay in 4 is always interest-free, with no late fees or sign-up fees. With Pay Monthly, you will pay a fixed interest rate, which varies based on your credit, and you won’t pay any late fees or sign-up fees.